Inspired by the thoughts and work of Chhatrapati Rajarshi Shahu Maharaj, Bhausaheb Shelke, who was working in a specific field like the teaching profession, changed his direction after retirement.
Read MoreGold Loan
Rajashri Shahu Multistate Bank
Gold Loan
A gold loan, also known as a loan against gold, is a secured loan obtained by the borrower from the lender in exchange for the pledge of certain gold items (within the range of 18 to 24 carats) as security. Based on the gold's current market worth and quality, the loan amount is normally up to 80 per cent of the total amount of the gold.
The interest rates on gold loans, which are obtained by pledging gold, are between 7.35 per cent and 29 per cent p.a., which are considerably lower than those on other types of loans.
Gold loan interest rate:
Starting from With the down payment of 25% we provide Gold loan for a repayment tenure upto ….
Required Document
- Aadhaar Card Xerox
- Voting Card Xerox
- PAN Card Xerox
- Light Bill Xerox
- Ration Card Xerox
- Photo 4
- 100 Rs. Three Stamps
- 4 Check
- Vehicle key
- Bank Passbook Xerox (Nationalized Bank)
- Encumbrance the name of the institution on the RC book and insurance receipt.
Guarantor 2
- Aadhaar Card Xerox
- Voting Card Xerox
- PAN Card Xerox
- Light Bill Xerox
- Ration Card Xerox
- Photo 1
Note :- Borrower and both guarantors must have membership and income proofs of the organization
10% reduction in loan amount
Interest Rate :- 15 %
Rate of interest on arrears :- 2 %
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